

![]() | Is not based on the business owners credit. |
![]() | Does not lower the value of a business the way a conventional bank | |
| loan can by increasing its debt. |
![]() | Is based only on the accounts receivable. A client's ability to raise | |
| cash by Receivables Funding is based on the total accounts receivable, rather than on traditional measures of financial strength and stability. |
![]() | Provides continuing cash flow without the requirement of periodic | |
| payments or interim payoffs. New sales continuously create new power to obtain cash, and the business does not have to deal with renewal of loans or worry about maturity dates. |
![]() | Gives a business increased access to cash as sales and | |
| receivables increase. There is no ceiling beyond which the factor must stop providing cash. The more sales a business makes, the more cash it can draw. The factor does not concentrate on the business debt/equity ratio to provide funds, as banks do. |
![]() | Offers a dependable, continuing source of cash without the | |
| necessity of making separate loan applications. |
![]() | Avoids the necessity of obtaining funds from venture capitalists that | |
| receive an interest in the business and generally have a say in how the business is run. |
![]() | Saves the business owner time waiting for a loan board to grant or | |
| deny his or her loan. With factoring, periodic delays and negotiations are eliminated, allowing the business owner time to do what he or she does best to run the business. |
| FREE, No Obligation Consultation! Contact Excel Legal Funding today! Toll Free: (866) 214-7438 |
